Frequently Asked Questions

No, you do not need a referral to see a specialist.

Visit MyBlue or call your local Blue Cross and Blue Shield company. To locate the contact information for your local BCBS company, please visit the Contact Us section of this website.

We send personalized member ID cards to all members on a contract.

To request a Certificate of Coverage, contact your local Blue Cross and Blue Shield company. The phone number can be found on the back of your member ID card or you can visit the Contact Us section of this website.

Please complete the appropriate form and submit it by December 31 of the year following the year you received service. To get started, visit our How to Submit a Claim page now.

Please call the Blue Cross and Blue Shield company listed on the Explanation of Benefits (EOB) that you received for your claim. If you do not have the EOB available, you may call the Customer Service phone number listed on the back of your member ID card for further assistance. You can also find the contact information for your local BCBS company in the Contact Us section of the website.

If you disagree with our decision regarding a claim, you can appeal it. To do so, please follow the instructions in the Disputed Claims Process document.