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Standard Option

Why choose between in-network and out-of-network care? With Standard Option, you get both.

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Our Network Includes:

  • 96% of hospitals
  • 95% of doctors
  • Over 57,000 retail pharmacies

Every Plan Includes:

  • Free preventive care
  • Worldwide coverage
  • Two free Teladoc® visits
  • No referrals needed
  • Incentives and discounts

Benefits at a glance:

  • In and Out-of-Network Care
  • Preferred Drug Coverage
  • Non-Preferred Drug Coverage
  • Access to Mail Service Pharmacy
  • Standard Option Generic Incentive Program
  • Switch to a generic medication and we’ll waive your coinsurance for your first four prescription fills or refills. You must visit a Preferred retail pharmacy or fill through the Mail Service Pharmacy Program.

Get the details

Want to see detailed benefits for this plan? Download the 2022 Blue Cross and Blue Shield Service Benefit Plan Brochure below. For a convenient summary of our three coverage options, download the 2022 Benefit Summary Book.

See Plan Brochure

2022 Standard Option Rates


Enrollment Code Bi-weekly Monthly
Self Only (104) $127.47 $276.19
Self + 1 (106) $289.61 $627.49
Self & Family (105) $314.11 $680.57
These rates do not apply to all enrollees. If you are in a special enrollment category, contact the agency or Tribal employer that manages your health benefits enrollment.

See if your doctor is in our network

Use our National Doctor and Hospital Finder tool to see if your current doctor is in our Preferred provider network or to find a specialist, retail clinic or urgent care center near you.

Find a Provider

Get prescriptions delivered right to your door

All Standard Option members get access to our Mail Service Pharmacy Program. It’s a convenient way to get any prescription drugs you take regularly sent to your home.

Learn More