Prescription Drugs for PSHB - Retired - Blue Cross and Blue Shield's Federal Employee Program

Your prescription drug coverage

As a retired Postal Service employee, your prescriptions are covered by our Medicare Prescription Drug Program (MPDP), a Medicare Part D plan, that gives you lower out-of-pocket costs for higher-cost drugs and access to more approved prescription drugs. The drug list includes all covered prescription drugs, including generic, brand name and specialty drugs for your plan.

Please note that if you opt out or disenroll from MPDP, you will no longer have any prescription drug benefits with FEP.

2026 Drug Lists

Try our Prescription Drug Cost Tool

Our Prescription Drug Cost Tool lets you check drug costs 24/7. See if your drug is covered under your current plan and compare costs of covered drugs for all three plans. If you’re a member and logged in to MyBlue®, you can access a personalized tool that shows you the cost of prescription drugs for your specific plan.

Check Drug Costs

Get access to over 55,000 retail pharmacies nationwide

We have a network of over 55,000 Preferred retail pharmacies nationwide to fill your prescriptions. Use our pharmacy locator tool to find one near you.

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MPDP Drug tiers

There are four drug tiers under MPDP for all our plans: Generics, Preferred Brand Name, Non-preferred Brand Name and Specialty. The amount you pay for a drug depends on the tier. In general, the lower the drug tier, the less you pay.

Take a closer look at FEP Medicare Prescription Drug Program for PSHB

Eligible members with Medicare get lower out-of-pocket costs for higher cost drugs and more approved prescription drugs than the traditional pharmacy benefit.


	FEP Blue Focus with MPDP	FEP Blue Basic with MPDP	FEP Blue Standard with MPDP
FEP Medicare Prescription Drug Program Out-of-Pocket Maximum	$2,100 per member	$2,100 per member	$2,100 per member
Retail Pharmacy	Generics: $5 copay for up to a 30-day supply; $15 copay for a 31 to 90-day supply Preferred brand name: 40% coinsurance Non-preferred brand name: 40% coinsurance Specialty drugs: 40% coinsurance	Generics: $10 copay for up to a 30-day supply; $30 copay for a 31 to 90-day supply Preferred brand name: $45 copay for up to a 30-day supply; $135 copay for a 31 to 90-day supply Non-preferred brand name: 50% coinsurance Specialty drugs: $75 copay for up to a 30-day supply; $195 copay for a 31 to 90-day supply	Generics: $5 copay for up to a 30-day supply; $15 copay for a 31 to 90-day supply Preferred brand name: $35 copay for up to a 30-day supply; $105 copay for a 31 to 90-day supply Non-preferred brand name: 50% coinsurance Specialty drugs: $60 copay for up to a 30-day supply; $170 copay for a 31 to 90-day supply
FEP Mail Service Pharmacy	Not a benefit	Generics: $15 copay Preferred brand name: $95 copay Non-preferred brand name: $125 copay Specialty drugs: $150 copay	Generics: $5 copay Preferred brand name: $85 copay Non-preferred brand name: $125 copay Specialty drugs: $150 copay

You still have an overall medical out-of-pocket maximum. Your MPDP pharmacy out-of-pocket maximum is part of it, not added to it.

This is a summary of the features of the Blue Cross and Blue Shield Service Benefit Plan. Before making a final decision, please read the Plan’s Postal Service Health Benefits Program brochures (FEP Blue Standard and FEP Blue Basic: RI 71-020; FEP Blue Focus: RI 71-025). All benefits are subject to the definitions, limitations and exclusions set forth in the brochures.

Enrollment

If you opt out or disenroll, you can reenroll later. You can do so once per benefit year. The PSHB enrollment forms are here:

FEP Blue Focus

PSHB Enrollment Form

FEP Blue Basic

PSHB Enrollment Form

FEP Blue Standard

PSHB Enrollment Form

Your pharmacy coverage works outside the U.S., too*

Since there are no in-network retail pharmacies overseas, you need to pay for your prescriptions out-of-pocket and then submit your receipts and a completed claim form to get reimbursed. Overseas prescription drug claims must be submitted within one year of the purchase date.

*The FEP Medicare Prescription Drug Program (MPDP) is only available to residents of the U.S. or a U.S. territory. Members enrolled in MPDP cannot purchase drugs overseas.

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Prior approval and covered equivalents

Specific drugs on the approved MPDP drug list require prior approval and/or have quantity limits. We have these policies for safety purposes. You can see drugs with prior approval criteria and step therapy criteria on the MPDP Drug List here. The full list of Prior approval MPDP Criteria and Step Therapy Criteria can be downloaded under MPDP Resources by Plan.

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Helpful resources

Medication Therapy Management

See how you can get support from a pharmacist if you have complex prescription drug needs.

Learn More

Medicare Prescription Payment Plan

Learn more about a voluntary payment plan that may help you if you have high prescription drug costs.

Learn More

MPDP Resources

View and download MPDP summary of benefits, approved drug lists, claim forms and more. 

Learn More

Prescription Drug Coverage for PSHB

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Your prescription drug coverage